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Subject to additional terms and conditions, and rates are subject to change at any time without notice.Such changes will only apply to applications taken after the effective date of change.

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Brazos Brazos offers student loan refinancing to Texas residents. Should I refinance my student loans with fixed or variable interest rates? How do I consolidate or refinance my student loans? How much can I save by refinancing my student loans?

With a wide variety of loan terms available, a Brazos Refinance Loan can help you meet your specific financial goals, whether you want to reduce your monthly payment or lower the total interest cost of repaying your loan. Student loan consolidation: Consolidation is the process of combining your government loans so that you can make a single monthly payment.

But if the Fed starts worrying about inflation, policymakers may decide to raise rates to keep prices from rising too sharply.

Each refinancing lender determines the rate they’ll offer a borrower on a case-by-case basis, so if you want to take advantage of the lowest interest rate available, it’s best to apply to many different lenders.

Variable interest rates range from 2.89%- 8.24% (2.89%-8.24% APR) and will fluctuate over the term of the borrower’s loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.